However, certain third-country nationals are allowed to stay in the Schengen area for more than 90 days without having to apply for an extended residence visa. For example, France does not require citizens of Andorra, Monaco, San Marino and Vatican City to apply for a visa for an extended stay.  In addition, Article 20(2) of the Agreement implementing the Schengen Agreement provides that this remains applicable “in exceptional circumstances” and bilateral agreements concluded by certain signatory States with other countries before the entry into force of the Convention. However, they must meet certain criteria and requirements to qualify for a visa under the Schengen Agreement. One of the most notable requirements is Schengen visa insurance. .